How To Apply for A Wing Digital Loan
Wing Bank makes borrowing easy and accessible through its Wing Digital Loan offering, removing traditional barriers like paperwork, long wait times and branch visits. Applying for a Wing Digital Loan starts with downloading the Wing Bank App, while eligibility is determined dynamically based on a customer’s engagement with Wing Bank services.
Wing Digital Loan is flexible and can be for something as simple as a night out with friends, or something larger like a trip abroad, paying off student fees, or buying a dream house or car. Customers can apply for an instant Wing Digital Loan of up to USD 50,000, with interest rates starting from 1 per cent per month. Repayment terms can be as long as three years (36 months), and no collateral or guarantor is required.
Customers can apply for a Wing Digital Loan through the Wing Bank App, any Wing Agent, or at any Wing Bank branch.
Applying for a Wing Digital Loan Through the Wing Bank App
To apply for a Wing Digital Loan through the Wing Bank App, simply:
- Open the Wing Bank App
- Click on the ‘Loan’ button on the homepage
- Choose ‘Get Loan Now’ or ‘Request Higher Amount’ based on your borrowing needs
- Fill in the necessary details
- Submit
Approvals take place in real time and disbursements are made immediately and directly into customers’ Wing Bank accounts.
Digital Loan fees will apply, and the exact amount, dependent on the loan type, will be clearly shown during the loan application process.
Paying off the loan is also simple, as Wing Bank’s system will automatically deduct the monthly repayment from the customer’s account on the due date or payroll date. Customers can also choose to pay manually via the Wing Bank App, Wing Agent, or at any Wing Bank branch.
Eligibility for Wing Digital Loan
Full eligibility is determined based on a customer’s engagement with Wing Bank services. The more frequently the Wing Bank app is used, the faster the approval process.
The bank recently introduced an interactive gamified program called Digital Loan Adventure to help non-eligible customers receive eligible status, encouraging more frequent use of the Wing Bank app. Every transaction made through Wing Bank—including mobile phone top ups, utility bill payments, and money transfers—counts toward unlocking financial access.
Those who wish to receive further support on applying for a Digital Loan through the Wing Bank App can visit the nearest Wing Agent or Wing Bank branch for assistance.