2015 Special Training On

“Advanced Credit Risk Management”

Date: 26-27 February 2015

• Date : 26-27 February 2015 (2-day)
• Time : 8:00AM- 5:00PM
• Deadline Register: 12 February 2015
• Venue: Confirm later
• Language: Khmer

1. Polish credit skills and develop critical analytical decision-making processes
2. Refresh existing analytical skills and consolidated knowledge into a framework and toolkit for post crisis credit analysis
3. More efficiently apply advanced analytical tools to better understand changes in economic, industry and company conditions
4. Create an optimal portfolio mix given allocation of loan exposures across multiple industries
5. Improve analysis of credit risk exposures under stressful conditions
6. Choose and apply the most appropriate optimization modeling tools to loan portfolios
7. Know how to price loans and allocate capital in today’s world
8. Learn how to build and use interactive, corporate and specialized lending risk rating systems

1. Assessing business risk and financial risk of a corporation
2. Key risk factors leading into decisions or recommendation
3. Structure, price, monitor & manage loans
4. On the information provided, determine the timing for disbursing funds and establish a repayment arrangement
5. Loan purpose and repayment
6. Understand importance of covenants
7. Monitor and manage loans and build upon client relationship
8. Know both client and business
9. Keys to make the bank-client relationship work
10. Reconciliation of conflicting demands, bank and customer
11. Understanding management role of your customer’s business
12. Internal scrutiny at the business level
14. Assessment of the business’ strengths and weakness’ against each of the most relevant competitors
15. Competitive landscape
16. Industry risks and current market conditions
17. Know industry specific questions to ask management
18. Analyzing the obligator’s business, industry and risk profile
19. Analyzing sector specific drivers
20. Industry loan portfolio methodology
21. Company operations, key competitors, the impact of economic factors, the pattern of industry growth and earnings
22. Default correlations and loan portfolio management
23. Deriving default correlations
24. The equity driven approach
25. Default correlations and targeting the “efficient frontier”
26. Portfolio and resource optimization
27. Identify a borrower’s optimal maximum/minimum values subject to constraints
28. Portfolio allocation with correlations: optimizing a loan portfolio
29. Financial distress and a new approach to problems in the loan portfolio
30. Workouts at local banks
31. Class discussion: regulatory issues managing problem loans
32. Checklist of storm signals
33. Financial distress
34. Borrowing base facility
35. How to stop the bleeding
36. Short term vs. long term workout strategies
37. Fundamentals of loan pricing
38. The past, present and future of loan pricing
39. Determining loan loss reserve
40. Determining additional loan loss reserve when the loan is downgraded
41. Loan pricing sensitivities
42. Increased funding costs and loan loss expense
43. Determining capital to be set aside for potential losses
44. Credit risk classification
45. Methods and tools for assessing, scoring and rating credit risk

• 160 USD for CMA members only
• 210 USD for Non-members
• Fee Include (Lunch, Refreshment, Course Material and certificate of attended)

• 5% off for institutions sending 2 staffs
• 10% off for institutions sending 3 or 4 staffs
• 1 more free for institutions sending 5 or more staffs

• Credit Manager, Branch Manager, Chief of Credit Officer and Credit Officer or someone who work related to credit activities. (Maximum 25 participants)

• The training methodology will be focused on experience based and participatory approaches including brainstorming, group discussion with presentation, group work, sharing hand-on experience, real case studies, training game, participants' problem raised and addressed during training workshop.