Wing Digital Loans Offer Financial Assistance In Times Of Need
Wing Bank (Cambodia) Plc. is a Cambodian leader in financial digital innovation, and as part of its evolving suite of products is its Wing Digital Loan, which allows its customers to control borrowing at their fingertips via the intuitive Wing Bank App. Loans can be applied for anytime, anywhere, to aid customers with financial assistance conveniently and securely.
How To Apply For A Wing Digital Loan
What makes Wing’s digital loan services different from others in the Cambodian market is that no collateral or guarantor is required and the process to apply is effortlessly completed via the Wing Bank App.
Once approved, the loans are offered at competitive interest rates and applicants will know within minutes if their application is successful and approved. Once approved, the loan funds will be deposited directly into a customer's Wing Bank account.
Wing users can be eligible for loans up to USD 50,000 (depending on the loan type required), or as little as USD 3. The more transactions users conduct via the Wing Bank App, the higher their eligibility for loan amounts.
Who Can Apply?
Wing Bank (Cambodia) Plc. Digital Loans can be used for various purposes such as covering unexpected expenses or making small purchases. Even if a customer has a bad credit history, they may still apply, although approval will depend on internal assessment criteria.
Users of the Wing Bank App, including Wing KHQR, those receiving payroll through the app, and Wingmall users, are eligible without the need for collateral or guarantors.
There are some key criteria to qualify for a Wing Digital Loan in addition to meeting specific company or guarantee requirements:
- Applicants need to be at least 18 years old and not older than 65 years old.
- Hold a valid employment permit for Cambodia.
- Have an active account on the Wing Bank App.
- Maintain a good credit history.
- Provide a valid ID card and passport.
- Submit a certificate of residence from the local authority.
- Be able to provide supporting documents as required.
What Are Wing Bank Digital Loans?
The appeal of the Wing Bank Digital Loans is the flexibility in loan usage. Customers can choose to take only what they need at the time, which potentially saves on already competitively low-interest costs and there are no hidden processing fees.
To apply for Wing Bank’s Digital Loan, customers can use the Wing Bank App, or scan the QR Code displayed at Wing locations nationwide.
To apply for the Wing Bank Digital Loan:
- Open the Wing Bank App.
- Click on the Loan option.
- Follow the on-screen instructions to input your details, including loan amount and repayment date.
- Tap on continue to submit your application.
What Types Of Digital Loan Options Are Available?
Wing explains more about each of the types of Digital Loans it offers here and includes a diverse range of options from phone top-up loans, salary loans, merchant loans and more.
It is also important to note that for loan repayments, the system will automatically deduct the full monthly repayment amount from the customer’s Wing account on the due date or based on the terms and conditions of the agreed loan reimbursement.
Users can also easily pay monthly instalments via the Wing Bank App by selecting the "Wing Digital Loan" function and selecting the loan where the loan repayment schedule can be seen.
To find out more about Wing Digital Loans, interested customers can directly chat with the Wing Chat in the Wing Bank App, via the official Wing Bank Facebook page with the blue tick, by visiting the nearest Wing Agent or Wing Bank, or by contacting Wing Customer Service at the following numbers:
- 023 9999 89
- 012 999 489